The combi deal from Libero Aankoop
The combi deal from Libero Aankoop
Buying your dream home and arranging your mortgage. With the combi deal from Libero Aankoop you do both in one go. We combine our complete home buying guidance with the full mortgage process from Libero Financieel. From your first viewing to the key handover at the notary: we take care of it for you.
You won't find this all-in-one package anywhere else in the Netherlands. And nowhere else will you save as much.
What's included in the combi deal?
The combi deal consists of two parts that are perfectly matched to each other.
Complete home buying guidance
- Unlimited bids until you find the right home
- Property listings up to 48 hours before Funda
- Inside information: see what the seller is planning
- Negotiating down to the absolute lowest price
- Review of the purchase contract
- Coordination of the appraiser and notary
Full mortgage process
- Financial advice tailored to your situation
- Financial Requirements List: know exactly what you can borrow
- Unique bid insurance: bid without a financing contingency
- Arranging the perfect mortgage
What does the combi deal cost?
Separately, you pay us € 1.795,- for home buying guidance and € 350,- for the mortgage process. Do you sign up for both at once? Then together you pay less. That saves you hundreds of euros right away compared to two separate services.
For comparison: with a traditional real estate agent (commission) plus an independent mortgage advisor, you'll quickly pay €6,000 or more for a €400,000 home. We keep our pricing fixed and fair.
Why the combi deal is smarter
A buyer's agent and a mortgage advisor working together: that's what makes the difference. Here's why.
- You have a stronger position when bidding. With the Financial Requirements List and the bid insurance from Libero Financieel, you can bid without a financing contingency. Sellers find that attractive. This gives you 4x more chance of a winning bid.
- Faster action. Because your mortgage advice is already underway while you search, we don't have to wait once you've found your dream home. We submit a bid the same day.
- No conflicting interests. Libero Aankoop doesn't sell homes. We're 100% on your side. Our only goal: the best home for the lowest price.
- One point of contact. Buying and your mortgage under one roof. No hassle with two separate parties who don't know what the other is doing.
Bid without risk thanks to the unique bid insurance
Libero Financieel is one of the few parties in the Netherlands that offers bid insurance. That gives you a huge advantage. You submit a bid without a financing contingency, but you don't take any risk. If it turns out you can't secure the mortgage after all? Then we pay the penalty.
For the seller, your bid without a contingency is a strong signal. More certainty, more chance they'll choose you. With the bid insurance, you increase your chance of getting the home by a factor of 4.
How does payment work?
You pay an upfront deposit of €350. That's all you owe until we've reached a price agreement for you and your mortgage has been finalized. If the purchase doesn't go through after all? Then you don't pay the remaining fee. You don't take on unnecessary risk.
You only pay the 10% performance bonus on the negotiation result if we actually buy below the asking price. And the remaining 90% is entirely yours.
"Goede communicatie, konden snel handelen als het nodig was. Waren via mail en telefonisch goed te bereiken. We hebben een mooi huis gekocht dankzij het snelle handelen van David. Super blij!"
Meer reviewsIn Jip en Janneke taal uitgelegd
"In september 2025 heeft Denise voor mij een dusdanig bod uitgebracht op een appartement waardoor we in onderhandeling konden met de verkoper. Denise heeft snel en deskundig gehandeld, we hebben ..."
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Dankzij Libero hebben wij onze ideale woning gevonden
"Wij hebben Libero Aankoop gevonden via Facebook. Daar was een advertentie voor een gratis webinar van Korné. Die zijn we gaan volgen en sindsdien zijn we op zoek gegaan naar onze ideale woning."
"Wij zijn echt blij met Sven die ons heeft geholpen! Na lang zelf gezocht te hebben naar een huis en elke keer afwijzingen kwamen we bij libero terecht en het eerste huis was al raak! Ik raad ..."
Meer reviews"Alles ging best snel ineens met het huis wat we gekocht hebben. En Denise is meteen daarop ingesprongen, en ons goed begeleid. Het bod uitgebracht een dag later een tegenbod gehad meteen weer ..."
Meer reviews"Dit is de tweede keer in 3 jaar tijd dat we naar volle tevredenheid gebruik maken van de diensten van Libero. De deskundige ondersteuning, die we kregen bij het bieden, bij het bekijken van de ..."
Meer reviews"Het eerste bod met deze makelaar was meteen raak voor ons. Niet eens het hoogste bod en wel het winnende bod. Goede begeleiding en professionele hulp."
Meer reviews"Duidelijke informatievoorziening en verwachtingsmanagementop een rustige manier gebracht."
Meer reviews"Pascal heeft ons goed geholpen met de aankoop van ons huis. Wij waren helemaal verliefd geworden op de locatie, maar wilden niet teveel betalen voor alleen de locatie, gezien het om een klushuis ..."
Meer reviewsFrequently asked questions about the combi deal
The combi deal combines Libero Aankoop's complete home buying guidance with the full mortgage process from Libero Financieel. So you get both a buyer's agent who negotiates for you and a financial advisor who arranges your mortgage, for one combined fee.
You pay a fixed fee for the home buying guidance (€ 1.795,-) and the mortgage process (€ 350,-). If you sign up for both at once, you get a combination discount. On top of the fixed fee, a performance bonus of 10% applies to the negotiation result. You only pay that if we actually buy below the asking price.
You pay a €350 deposit at the start. You only pay the remaining amount once we've reached a price agreement and your mortgage has been finalized. If the purchase unexpectedly doesn't go through? Then you don't pay the remaining fee.
If we manage to buy the home below the asking price, you pay us 10% of the negotiation result. The remaining 90% of the savings is yours. If we don't save anything, you don't pay a bonus.
Yes. If you already have a mortgage advisor or don't need a mortgage, you can also take just our complete home buying guidance for € 1.795,-. You'll miss out on the benefit of the combined bid insurance and the combination discount though.
No, and that's a deliberate choice. You visit the home and decide whether you can see yourself living there. We step in at the moment that really matters: the bid, the negotiation, and the purchase contract. That keeps our costs low, and lets us act fast the moment you give the green light.
Ready for your dream home?
Schedule a free, no-obligation introduction call. We'll explain exactly how the combi deal works and what to expect. Prefer to call directly? Reach us at +31 88 430 30 22.