Buying your first home? We'll help you succeed in 2026
Buying your first home is the biggest financial step you'll take. Exciting, but also incredibly cool. The housing market is tight, competition is fierce and the risk of being outbid is real. Especially as a first-time buyer. But with the right strategy and guidance, you can beat even experienced buyers.
We help you from A to Z. From your first mortgage conversation to the moment you get the keys. Already 39.100 home buyers went before you.
What we do for first-time buyers
We don't come along to viewings. You do that yourself, because only you know whether a home is truly your dream home. What we do is everything that comes after. And that's exactly where first-time buyers make the most mistakes.
Setting the bidding strategy
Together we work out the perfect bid. Not too high, not too low. With our unique bidding strategy, you get 4x more chance of getting the home than if you bid on your own.
Negotiating
As soon as your bid is under consideration, we take over. We know the seller's agent's tricks and negotiate all the way down to the lowest price. You don't have to do the hard work yourself.
Reviewing the purchase contract
Before you sign, we check the purchase contract for any fine print. So you can be sure everything checks out and you won't be tied to anything you didn't expect.
Buying your first home: the step-by-step plan
Knowing what's ahead makes it a lot less nerve-wracking. These are the steps you'll take, from orientation to keys in hand.
Before you start swiping through listings on Funda: know what you can borrow. A mortgage advisor works out your maximum mortgage based on your income, any student debt and your own capital. That way you avoid falling in love with a home that's out of your budget.
Our sister company Libero Financieel is ready to give you independent mortgage advice. Purchase and financing under one roof: convenient, fast and with no conflicting interests.
How many rooms do you need? Which neighborhood suits you? Do you want a garden, a balcony, a garage? Write it down. A clear list helps you filter quickly and avoid wasting time on homes that were never right for you anyway.
Think about your future too. Moving in with a partner? Planning to have kids? A home that fits now should still work three years from now.
Most home seekers wait until a home is listed on Funda. Not you. As soon as you bring us on board, you'll receive the newest listings up to 48 hours earlier in your inbox. That means you're the first to know, the first at the viewing and the first to make an offer.
That's no small advantage. In today's housing market, timing is the difference between winning and losing.
You do the viewing yourself. That's intentional: only you can feel whether a home is truly your home. We give you specific tips beforehand so you know exactly what to look out for. From hidden defects to the vibe of the neighborhood.
Excited after the viewing? Call us right away. Then we'll get straight to work on the bidding strategy.
After the viewing, we call you for a purchase scan. We analyze the home, the market and the competition. Together we determine the perfect bid: not the highest bid, but the smartest one. Our bidding strategy gives you 4x more chance of getting the home.
Want to make an offer the same day? We can arrange that. Speed is one of our biggest strengths.
Is there room to buy below the asking price? Then we negotiate. We know the game and play it in your favor. If we manage to buy below the asking price, you pay us a 10% performance bonus on the negotiated result. The remaining 90% of the savings is entirely yours.
Your offer has been accepted. Now Libero Aankoop reviews the purchase contract. We check every condition, so you can sign with total peace of mind. No fine print, no surprises afterward.
We also help you find a structural surveyor, an appraiser and a notary. Everything arranged, one point of contact.
The notary confirms the transfer and the keys are yours. We guide you all the way to this moment. Our job is only done once you're happily closing the door of your first home behind you.
Prefer watching to reading?
In two minutes, we'll show you how we help you buy your first home.
Why first-time buyers win more often with Libero Aankoop
As a first-time buyer, you start at a disadvantage. You have no experience with bidding, negotiating or purchase contracts. The seller's agent knows that. So do we. And that's exactly where we come in.
We submit the bid on your behalf. Selling agents take an offer from a buyer's agent more seriously. You get called back faster, considered sooner, and you stand stronger at the negotiating table.
- 4x more chance of getting the home with our bidding strategy
- An offer submitted the same day, if needed
- Listings 48 hours earlier than on Funda
- No conflicting interests: we only work for buyers
- Fixed rate of € 1.795,-, regardless of the purchase price
Your first bid. Right on target.
Many first-time buyers take part in bidding wars for months and lose again and again. We turn that around. With the right preparation and a sharp bidding strategy, your first bid can be a winning bid too.
We submit unlimited bids on your behalf. Didn't work out with the first home? We keep going until you succeed. That's our purchase guarantee.
From offer to notary. We handle it.
Offer accepted. Then the paperwork begins. For many first-time buyers this feels like a jungle: purchase contract, structural survey, appraisal, notary. We show you the way.
We review the purchase contract so nothing slips through unnoticed. We connect you with reliable surveyors, appraisers and notaries in your area. All through one point of contact, right up to the transfer.
What first-time buyers say about Libero Aankoop
"Goede communicatie, konden snel handelen als het nodig was. Waren via mail en telefonisch goed te bereiken. We hebben een mooi huis gekocht dankzij het snelle handelen van David. Super blij!"
Meer reviewsIn Jip en Janneke taal uitgelegd
"In september 2025 heeft Denise voor mij een dusdanig bod uitgebracht op een appartement waardoor we in onderhandeling konden met de verkoper. Denise heeft snel en deskundig gehandeld, we hebben ..."
Meer reviewsEen huis kopen is een stuk overzichtelijker dankzij Libero Aankoop
Dankzij Libero hebben wij onze ideale woning gevonden
"Wij hebben Libero Aankoop gevonden via Facebook. Daar was een advertentie voor een gratis webinar van Korné. Die zijn we gaan volgen en sindsdien zijn we op zoek gegaan naar onze ideale woning."
"Wij zijn echt blij met Sven die ons heeft geholpen! Na lang zelf gezocht te hebben naar een huis en elke keer afwijzingen kwamen we bij libero terecht en het eerste huis was al raak! Ik raad ..."
Meer reviews"Alles ging best snel ineens met het huis wat we gekocht hebben. En Denise is meteen daarop ingesprongen, en ons goed begeleid. Het bod uitgebracht een dag later een tegenbod gehad meteen weer ..."
Meer reviews"Dit is de tweede keer in 3 jaar tijd dat we naar volle tevredenheid gebruik maken van de diensten van Libero. De deskundige ondersteuning, die we kregen bij het bieden, bij het bekijken van de ..."
Meer reviews"Het eerste bod met deze makelaar was meteen raak voor ons. Niet eens het hoogste bod en wel het winnende bod. Goede begeleiding en professionele hulp."
Meer reviews"Duidelijke informatievoorziening en verwachtingsmanagementop een rustige manier gebracht."
Meer reviews"Pascal heeft ons goed geholpen met de aankoop van ons huis. Wij waren helemaal verliefd geworden op de locatie, maar wilden niet teveel betalen voor alleen de locatie, gezien het om een klushuis ..."
Meer reviewsFrequently asked questions about buying your first home
You work that out together with a mortgage advisor, who looks at your income, any student debt and your own capital. Our sister company Libero Financieel can help with this. Purchase and mortgage under one roof, so you can move fast.
No, and that's intentional. Only you can feel whether a home is truly your dream home. We give you targeted tips beforehand so you know exactly what to look out for. After the viewing we call you and get straight to work on the bidding strategy.
Our fixed rate is € 1.795,-, regardless of the purchase price of the home. You pay no commission on the purchase sum. If we manage to buy below the asking price, you pay a 10% performance bonus on the negotiated result. The remaining 90% of the savings is yours. See all the details on our rates page.
The same day. As soon as you give us the green light after the viewing, we get to work. We put together the bidding strategy and submit the offer on your behalf. Speed is a core value at Libero Aankoop.
As soon as you bring us on board, you receive the newest listings up to 48 hours before they appear on Funda. You can be the first to schedule a viewing and the first to make an offer. In today's market, that head start is priceless. Read more on our page about listings before Funda.
Then we simply keep going. We submit unlimited bids on your behalf until you succeed. You only pay once there's a price agreement. No purchase? Then you pay nothing, apart from the deposit paid at the start. That's our purchase guarantee.
Yes. We're active across the whole of the Netherlands. From Amsterdam to Enschede, from Utrecht to Rotterdam. Check our location pages for more information about your area.
Want to learn everything about smart bidding first?
Join our free online buying course. In one hour, you'll learn the 7 most common mistakes made when buying a home, and how to avoid them. The next session is on Tuesday 20 October at 19:30.
Ready to buy your first home?
Get us on board. We'll contact you the same day, discuss your situation and take the first step right away. Buying success. That's what you're going for.
- Buying your first home? We'll help you succeed in 2026
- Buy your dream home with a buyer's agent on your side
- Buying your first home? We'll help you succeed in 2026
- Finding and viewing a home in the Netherlands